$ 100 Loan

Get Quick $100 Loan in 2022 – Bad Credit Loans

If you are looking for a $100 loan, this article is for you. Here, I have discussed five websites where you can get a 100-dollar loan instantly. In this article, I have given complete information about the websites that will help you get loans even if you have a bad credit score. You will also get an overview of how to apply for bad credit loans.

I don’t feel embarrassed to admit that I spend more money on things I don’t need. That’s why my credit score suffers.

Honestly, I didn’t care about my credit score. But, when I visited a different city for my business, I needed some money to pay my bills. Because of my bad credit score, none of the banks was ready to sanction a loan for me. I was wondering how to get 100 loans? It was the time when I came to know about these websites where you can sanction a $100 loan instantly.

But before moving to the websites, let’s see;

What is a really bad credit score?

If your credit score is lower than 580, then lenders will consider you a high-risk borrower. Therefore, lenders will consider you a High-Risk borrower if your credit score is lower than that.

  • Poor Credit: below 580
  • Fair Credit: 580 to 669
  • Good Credit: 670 to 739
  • Very Good Credit: 740 to 799

5 Websites where you get a guaranteed $100 loan

If your credit score is low as mine (or worse), you can rely on these online money lenders. Here is a list of 5 websites where you can get a guaranteed $100 loan.

Where can I get a 100-dollar loan?
  • MoneyMutual
  • Bad Credit Loans
  • Pick A Lender
  • Personal Loans
  • Lend You

These are the top $100 instant loan websites. Now let’s have a look at these websites in detail. Please remember, This is a non-promotional article. None of those mentioned above websites has paid me for writing reviews. I choose these websites because they are really helpful for people who want 100 dollar loan and suffering from bad credit scores.


MoneyMutual is an online loan provider, but it does not provide direct loans. Rather, it’s an organization that connects potential borrowers to potential lenders. These lenders are people like you who want to help others by providing loans despite having a bad credit score.

MoneyMutual was started in 2010 out of Las Vegas. You can contact it through email at customerservice@moneymutual.com or call 844-276-2063.

This money lending organization has helped over 2 million people. You can get loans up to $5,000 in your account.

To avail of the loan, all you need to do is, visit the official website and fill in your details. A lender will review your profile, including your credit score. After this, you have to enter the loan amount. The lender will pay you the loan. There are no hidden charges.

Kye points out MoneyMutual
  • The borrower can choose from more than 120 lenders.
  • This platform has sanctioned over 2 million successful loans.
  • No hidden charges.
  • You can get the money within 24 hours.


BadCreditLoans is an organization that helps people by providing loans. It can be a good choice for people suffering from bad credit scores. With BadCreditLoans, you can get a loan of up to $10,000 within a moment.

Bad Credit Loans is not a money lender. Rather, it’s a platform where lenders and borrowers can connect.

To avail of the loan, visit the BadCreditLoans official website. Enter your ZIP code, the last four digits of your social security number, and your date of birth.

Like a few other payday loans on this list, BadCreditLoans is entirely free. It connects you with payday lenders and then charges them a fee to work with people with poor credit. The money you pay goes to the loan lenders as BadCreditLoans don’t take a single dime.

You can also read the articles which help you to understand

  • When should you take a loan?
  • How you can spend the loan money wisely.
  • How to manage funds to repay the loan.
Kye points out BadCreditLoans
  • You can get a loan of up to $ 10,000.
  • No extra/hidden charge.
  • The company has a very transparent policy.
  • Easy to borrow money.

Pick A Lender

Like the above two platforms, Pick A Lender is also an organization that connects borrowers to lenders. It is not a lender or lending partner itself. Despite having a bad credit score, you can get a loan from Pick A Lender. You can get a loan of up to $ 40,000 with Pick a Lender.

This website does not directly give you the loan. Rather, when you visit the website and fill in your details, Pick a Lender will redirect you to hundreds of money lenders’ websites. You can review the terms and conditions provided by the lender and pick the best-suited lender.

The moneylender will contact you via telephone, email, text messages, etc. You have no obligation to agree and take the loan. With Pick A Lender, you have the freedom to select the lender.

Kye points out Pick A Lender
  • You can choose between multiple groups of lenders online.
  • Easy to fill up the online form.
  • You can take a loan of up to $ 40,000.


PersonalLoans is a money lending platform that connects borrowers to lenders. People with bad credit scores can borrow money easily.

With PersonalLoans, you can easily get a loan from $1,000 to $35,000. Their website is fast and user-friendly, so you can easily fill out the loan application.

If a lender chooses to offer you a loan, you are redirected to the lender or lending partner’s page containing the details of the loan for you to review. A lender may also contact you through email, phone, or text.

The lender will transfer the loan amount to your bank account within 24 hours. The repayment time ranges from 90 days to 72 months, depending on the loan term provided by the lender.

If no lending partner offers you a loan, they may show you ads for other lenders or connect you with offers for debt relief, credit repair, or other credit-related services.

Kye points out PersonalLoans
  • You can get a loan of up to $ 35,000.
  • For bad credit scores, they offer personalized interest rates and repayment terms.
  • No organization fees.

Lend You

Lend You is a reliable lending platform that will connect borrowers with independent third-party lenders. You can get large amounts of loans quickly.

With Lend You, you can acquire the most elusive loans for bad credit, no matter how terrible your credit report is. But to avail of the service, you need to meet the minimum requirements.

  • You must be 18 years or above.
  • You must have a valid checking or savings account with a direct deposit.
  • Must have a monthly recurring income of $ 1,000.
  • You must not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps, or Navy (or be a dependent of someone who is) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
Kye points out Lend You
  • It’s a money lending platform for emergency loans for bad credit.
  • Good for people in their late teens.

Bad Credit Loan Interest Rate – $100 Loan

Bad credit personal loans often have high-interest rates ranging from 4.9 percent to 35.99 percent, making them more expensive than using a credit card to withdraw money.

Points to consider for a guaranteed loan for bad credit

Most banks will reject your loan application if you have a bad credit score. But don’t worry; many other platforms can offer you a loan. But knowing about these funding platforms isn’t enough.

To ensure you don’t get scammed or charged a high origination fee, you need to rely on the following factors before making any significant decisions.

Quick Fund Transfers:

When it comes to unsecured loans, you need some cash right away. Therefore, Speed of Delivery is an important point to consider. Most of the unsecured loan lending platforms provide Quick Fund Transfer. You can get a loan within 24 hours.

Amount of loans

Despite having a bad credit score, most of these platforms can give you a loan of up to $5000. Whereas other loan providers promise hefty monthly payments, they decline the offer once they know about your poor credit score.

Interest Rate

The rate of interest is an important aspect to check. The interest rates for loans for bad credit are usually higher than loans for people with good credit. Therefore, you should always be ready for high-interest rates. But many unreliable lenders in the market offer loans at way higher interest rates. Thus, checking the interest rates helps you identify reliable and unreliable lenders and save you some cash.

Credit Score Requirement

If you have a decent credit score, you may find many different ways to get a secured loan online. But these companies offer loans based on other factors.

Reputation and Statistics of the Company

Most credit lenders that grant unsecured loans to people with a weak credit score are relatively new businesses with little experience. However, some companies have a long history of delivering unsecured loans to clients with low credit scores.

Additional Charges

Look for companies that do not have any additional charges. The platforms mentioned above do not charge any additional fees. Moreover, they provide you with further free services for the borrower.

Transparent Fee Structure

Most unreliable bad credit lenders will lure you with low-interest rates and charge you with unexpected expenses. Some lenders will demand extra costs; some of their demands are outright ridiculous.

Repayment Time

You can customize the loan repayment as per your financial stability and income level. You also can choose repayment type, which can be installments or one-time payments.


The main issue in getting a bad credit loan is the penalty charged for late payments. It would be best to choose a plan that has low penalties in case of late payments. Therefore, if something goes wrong, you can still pay off your debt without worrying about the extra costs or fees.

Steps for $100 loan – How to get a personal loan with a bad credit score

There is not much information regarding how to get quick 100-dollar loan approval with a bad credit score.

  1. Analyze your credit score: The first step is to analyze your credit score. If you have a good credit score, you must prefer secure lenders. But if your credit score suffers like mine, only then opt for unsecured loans.
  2. Check multiple lenders: There are many money lending services available on the internet. Choose the one that provides the best services. However, I have listed the top 5 loan providers for you. You can choose any from the list.
  3. Fill out the form and upload the necessary documents: You need to fill-up the form and upload the required documents. Submit your name, date of birth, and proof of income. Most of these lenders require proof of income, debt-to-income ratios, and other information.

After successfully submitting your online form, your documents are verified by the company. Once your documents are verified, your loan amount will be credited to your account within 24 hours. That is how to get a 100 loan quickly.


Where can I get a $100 loan online?

There are many unsecured loans provider available online. My top recommendations are:
Bad Credit Loans
Pick A Lender
Personal Loans
Lend You

How to get a $100 loan?

Your friends or family are the best sources to get a $100 loan. But, if you have that option, go for unsecured loan providers. Read the terms and conditions of the provider before availing of the loan.

Are online bad credit loans safe?

Yes, bad credit loans are secure if you borrow from a reputable company. Most people prefer bad credit loan lenders over other loans. There are lots of instant loan lenders available online. You have to choose a lender wisely.

What do I need to apply for a bad credit loan?

To apply for a bad credit loan, you must be at least 18 years old and live in the same state you selected on the loan application. You must also provide a valid email address. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is also necessary.
The lending party may additionally want proof of a current bank account and evidence of a consistent source of recurrent income. This can either be your job or a retirement allowance.

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